WOW…… there is no answer for "you".

You need to develop an "asset allocation" model for yourself based on your goals, risk tolerance and time horizon.
"Asset Allocation" is the best predictor for portfolio success…. (much more than picking the top fund or funds, over the long haul).

Read some books on Mutual Funds. Start with the "Mutual Funds For Dummy’s". Paying $160 a year to Morningstar is not a bad idea also (premium service).

Bank Of America is "OK" for Mutual Funds… but a better broker would be Schwab or Fidelity" Both have a tools to help you select funds. I think Schwab is the best of the group (for this).

One more warning. DON’T CHASE MUTUAL FUND PERFORMANCE. The very Hot fund the last couple of years may be the worst for the next few years. That’s why an "asset allocation" will give you a balanced, broad exposure.